PERSI & PERSI Choice 401(k)

Employees automatically become a member of PERSI and eligible for the Base Plan if:

• The employer belongs to PERSI and;

• Employment is for 5 consecutive months or more and;

• The employee normally works 20 hours or more per week or is a teacher who works a half-time contract or more.

*Substitutes are exempt from PERSI membership

School Employees

The School Employee PERSI group includes certificated instructional staff, certificated pupil service staff, professionally endorsed or certificated staff, school bus drivers, and school resource officers (employed by the school district).

Employer Contribution: 13.48%

School Employee Contribution: 8.08%

General Members

The General Member PERSI group includes members not otherwise classified as public safety or school employees, including employees of schools districts not specifically defined as school employees.

Employer Contribution: 11.96%

General Member Employee Contribution: 7.18%

All employees, including part-time employees and substitutes, may now contribute to the PERSI Choice 401(k) plan.

The PERSI Choice 401(k) Plan is a voluntary retirement savings option, and this plan is administered by Empower. It supplements your PERSI Base Plan (if applicable), and you can choose from several investment fund options within the PERSI Choice 401(k) Plan to create a diversified portfolio.

You choose how much to contribute:

• • A percentage (1%–100%) or a flat dollar amount

  • 2025 IRS limit: $23,000 (plus $7,500 catch-up if age 50 )

To get started:
Log in to Employee Online, go to Payroll Information, and fill out the 401(k) Paycheck Contribution Election form. Then, submit it to Payroll at the DSC.