Critical Illness Insurance
Critical Illness Insurance is a voluntary benefit that provides a lump-sum cash payment if you are diagnosed with a covered serious medical condition, such as cancer, heart attack, or stroke. This benefit helps support you financially during a health crisis by covering out-of-pocket expenses, household bills, or time away from work.
The amount paid depends on the severity and type of illness diagnosed — in some cases, a percentage of the total benefit is paid instead of the full amount.
This extra layer of protection can offer peace of mind when you need it most.